Who We Help

Wealth Builders/Accumulators

 Pre Retirees

Retirees

Wealth Builders/Accumulators

Typical Challenges:

  • Working hard with little time to find to manage financial affairs
  • Really are not sure where it is all going
  • Do you feel like you are taking advantage of strategies and benefits to help enhance financial position.

Potential advice needs:

  • Aligning goals for success.
  • Savings versus Spending Strategies, are you in balance?
  • Wealth building versus debt minimisation.
  • Ensuring your family will be okay eg. Personal insurances.
  • Covering the big expenses eg. Kids education, holidays etc.

Pre Retirees

(less than 10 years from retirement) 

Typical Challenges:

  • Do I have enough to retire?
  • What will my retirement look like currently?
  • Am I on-track for the retirement I want?

Potential advice needs:

  • Aligning goals for success.
  • Savings versus Spending Strategies, are you in balance?
  • Wealth building versus debt minimisation.
  • Do I need to do more to achieve what I want?
  • Is my risk profile appropriate for my circumstances? eg. Pending retirement.

Retirees

Typical Challenges:

  •  Am I living within my means or do I risk running out early?
  •  Is my risk profile and investments set correctly for me?
  • Am I taking advantage of all the government benefits, like Centerlink’s Age Pension?

Potential advice needs:

  • Aligning goals for success.
  •  Spending Strategies, are you in balance, or do you risk running out?
  • Tailored investment strategies to minimise drawdown risks.
  •  Intergenerational wealth transfer – ensuring your money goes to the ones you want in the most tax effective manner.
  •  Future care and advice support services if and when required.

Areas of Advice

Superannuation

Investments

Retirement Planning

Budgeting and Cashflow

Personal Insurances

Debt Management

Tax Planning

Centrelink Assistance

Aged Care

Estate Planning