Who We Help
Wealth Builders/Accumulators
Typical Challenges:
- Working hard with little time to find to manage financial affairs?
- Really are not sure where it is all going?
- Do you feel like you are taking advantage of strategies and benefits to help enhance financial position?
Potential advice needs:
- Aligning goals for success.
- Savings versus Spending Strategies, are you in balance?
- Wealth building versus debt minimisation.
- Ensuring your family will be okay eg. Personal insurances.
- Covering the big expenses eg. Kids education, holidays etc.
Pre Retirees
(less than 10 years from retirement)
Typical Challenges:
- Do I have enough to retire?
- What will my retirement look like currently?
- Am I on-track for the retirement I want?
Potential advice needs:
- Aligning goals for success.
- Savings versus Spending Strategies, are you in balance?
- Wealth building versus debt minimisation.
- Do I need to do more to achieve what I want?
- Is my risk profile appropriate for my circumstances? eg. Pending retirement.
Retirees
Typical Challenges:
- Am I living within my means or do I risk running out early?
- Is my risk profile and investments set correctly for me?
- Am I taking advantage of all the government benefits, like Centerlink’s Age Pension?
Potential advice needs:
- Aligning goals for success.
- Spending Strategies, are you in balance, or do you risk running out?
- Tailored investment strategies to minimise drawdown risks.
- Intergenerational wealth transfer – ensuring your money goes to the ones you want in the most tax effective manner.
- Future care and advice support services if and when required.
